4 ways to stay protected from home title theft

4 ways to stay protected from home title theft

While the progress of technology has led to many favorable outcomes, it has also increased opportunities for crime. The term ‘home theft’ used to refer to break-ins and robberies; now, it refers to scammers using technology to commit real estate fraud and steal home title deeds. This can land people into high amounts of debt, lead to foreclosure, or damage their credit scores. So, here are four ways to protect oneself from home title theft:

Keep track of mail
The post is addressed to one’s registered address. If one stops receiving important posted mail such as credit cards or electricity bills to one’s home, it may be a sign that someone has changed their address. One must keep a careful eye on the mail and report any suspicious activity.

Monitor credit reports
Everyone can receive one free credit report annually from the three major credit bureaus – Equifax, Experian, and TransUnion. Tap into these resources regularly and monitor the reports and credit scores. Watch out for any suspicious new accounts that may have been created or any unauthorized activity on pre-existing accounts. These steps can help one recognize dubious activity and flag it promptly.

Invest in title insurance
One must also get coverage for the owner’s title insurance policy. This can help protect one in case any liens or claims are filed against the property they own. Title protection services may also be of interest to some people. Please vet these options carefully before choosing a plan.

Be cautious with personal information
Home title theft requires a great deal of personal information. Those with compromised data may be at higher risk for these scams. Thus, exercising great care with one’s personal information is important. Take the following precautions to keep personal information safe:

Shred unwanted documents containing personal information, such as bank statements or bills.
Refrain from carrying a Social Security card or birth certificate unnecessarily.
Avoid accessing Wi-Fi via unsecured public networks.
Do not share any personal information with unverified sources over the phone or online.
Store the deed and mortgage information in a secure location, such as a locked safe or a bank safety deposit box.
Do not download or open any links sent from unknown sources, as these may be phishing attempts.

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4 worst spots to install security cameras

Safety and security are the topmost priorities for every homeowner. Today, technology has considerably transformed the functioning of security systems; however, effectively utilizing such technology is essential for enhanced security and vigilance. Security cameras play a crucial role in ensuring safety and security by recording the occurrences on the premises. Installing security cameras at the right places allows one to identify such activities efficiently. Here are some of the worst places to install security cameras: Behind camera obstructions Sometimes, certain obstructions to the security camera may not be very evident until the cameras are installed. However, it is essential to thoroughly examine the space to ensure that there are no obstructions that may block the camera’s lens. Any object may pose as an obstruction to the camera’s range of view, from barks of trees in the garden to furniture indoors. Inside private spaces While security cameras are intended to ensure safety, installing cameras in private spaces actually implies violating the safety of inhabitants and visitors. Such private spaces include washrooms, changing rooms, and bedrooms. A better idea to ensure safety is to place security cameras in all the common areas leading to these spaces, so that the occupants’ privacy is not compromised even while their safety is ensured. Pointed at neighbors While one can place security cameras anywhere inside their premises, cameras faced at one’s neighbor’s homes or gardens can infringe upon their privacy. It is important to place security cameras such that they record only the activities taking place within one’s home or premises. Pointed at unlikely entrances and spots The fact is that most burglars enter homes and other private areas through regular front and back entrances, as opposed to unlikely spots. Studies have shown that 34% of burglars sneak into homes through front doors, while 22% enter through the first-floor window. Thus, one may choose to have security cameras at multiple locations, the main entrances, including the main doors and windows, should be monitored at all times. Conclusion Having security cameras installed in one’s home is an essential practice to prevent and detect suspicious and criminal activity. The best practice while installing security cameras is to decide on the locations where these cameras should be installed and the areas they should cover.

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