8 lesser-known facts about Medicare

Medicare, the popular government health insurance program, is a safety net that provides essential healthcare coverage for millions of people in the country. Medicare beneficiaries are undoubtedly familiar with its foundational benefits. The breadth of Medicare's offerings, rules, options, and other hidden characteristics are extensive. Understanding these will ensure that one is well informed about it before opting for one. Here are some of the lesser-known facts about Medicare coverage. Preventive screenings and services Medicare not only emphasizes treatment but also prioritizes prevention. One can find options to get a regular checkup for one's overall health with a primary care healthcare professional. These visits will help one to understand one's existing health concerns and professional recommendations for any new treatment plans based on one's needs. Telehealth services With the advancements in technology and the increasing demand for remote healthcare, Medicare now covers telehealth services. This means patients can now consult with healthcare providers from the comfort of their homes through virtual appointments using either phone or video technology. It's a convenient and accessible way to receive treatment without physically visiting a healthcare facility. Lung cancer screening Medicare covers annual screenings for beneficiaries at high risk of developing lung cancer. These screenings aid in the early detection of lung cancer, potentially leading to more effective treatment outcomes. Multiple options and plans Medicare includes more than one option, such as traditional Medicare Parts A and B, as well as the Medicare Advantage plan, also known as Part C. Apart from that, one has the option of Part D with additional benefits that mainly include prescription treatments. Another policy called Medigap acts as a supplementary policy. All these policies cover different benefits, so one's advised to read thoroughly through these plans and opt for the one that best suits one's needs. Nutrition therapy sessions Medicare offers coverage for nutrition therapy services. Beneficiaries with certain chronic conditions, such as diabetes or kidney disease, can receive individualized nutrition counseling from registered nutritionists. By addressing the role of nutrition in managing chronic conditions, Medicare promotes overall wellness and improved health outcomes. COVID vaccination and boosters In response to the global pandemic, Medicare has played a critical role in ensuring access to vaccinations. Medicare covers the cost of COVID vaccines as well as boosters for all eligible beneficiaries. These boosters aim to strengthen the immune response and provide additional protection against the virus. Beneficiaries are encouraged to consult with their healthcare providers to determine their eligibility and schedule booster vaccinations when recommended. Lack of long-term care Medicare may not cover long-term care for individuals unless they are admitted to the hospital or undergoing major treatment like knee surgery. But if one needs assistance with performing day-to-day tasks like bathing or dressing either at home or at a nursing home, one may not find it covered under Medicare. Delays may cost money Signing up for Medicare requires careful attention to timing and possible penalties. The enrollment period lasts for 7 months, beginning 3 months before one turns 65 and extending for 3 months afterward. While Medicare Parts A and B are automatically provided to some individuals, others may need to sign up actively. It is recommended to contact the Social Security office to ensure that one is eligible for automatic enrollment. If one fails to enroll during the designated period, one may face penalties that continue to apply each month that Medicare is delayed.