6 common mistakes to avoid while buying pet insurance

6 common mistakes to avoid while buying pet insurance

A pet’s overall well-being is every pet parent’s ultimate desire and objective. However, life is unpredictable, and despite one’s best efforts, a pet may require healthcare assistance for health conditions, accidents, and injuries. Pet insurance helps pet owners alleviate the financial repercussions of such untoward events through financial compensation. It is advisable to opt for pet insurance from a reputed insurance company. Here are some common mistakes to avoid while securing pet insurance:

Assuming that all healthcare services are covered
A common mistake by pet parents is to assume that an insurance policy covers all healthcare services and requirements. For example, some insurance policies may not cover pet pregnancy-related complications, while some may exclude dental checkups and procedures. Thus, it is important for pet parents to browse the list of healthcare services a pet insurance policy includes under its hood and zero in on a policy based on this factor.

Only considering the premium
Although paying a high premium may burn a hole in one’s pocket, insurance policies with low premiums may sometimes not cover all the essential healthcare expenses. In such cases, one may end up spending a much higher amount at the veterinary hospital in case of a health emergency that the policy does not cover. Therefore, one should not opt for pet insurance plans with low premiums but less services covered. The best bet is to compare the prices and services of insurance policies by different companies and pick the one that perfectly balances price with coverage.

Not considering add-ons
Any pet insurance policy typically offers certain add-ons. For example, many pet insurance policies do not directly cover preventative care and routine checkup expenses – they are generally a part of the policy’s add-ons, which require pet owners to pay a certain additional amount. Thus, one should check out these add-ons and consider buying the potentially useful ones while opting for a pet insurance policy.

Not checking the inclusions (list of hospitals)
Some policies may leave out premium veterinary hospitals, which may offer specialized services by veterinary experts. Consequently, during times of need, one may not be able to receive financial reimbursement for seeking treatment at these clinics and hospitals. To avoid such consequences, pet owners should go through the list of hospitals and clinics included in the chosen policy based on potential healthcare requirements.

Not buying pet insurance early on
Many pet owners delay buying pet insurance, assuming their pets are young and healthy and may not undergo treatments soon. However, even young pets require regular checkups by veterinarians to ensure good health. Also, they need to be vaccinated regularly and treated in case of any infections, allergies, accidents, etc. In such cases, pet insurance can help one save large amounts of money, which can be utilized fruitfully for various other purposes. Moreover, the longer one waits, the higher the premium amount. Hence, it is best to opt for a pet insurance policy as soon as one gets a pet home.

Not disclosing existing health conditions
While buying a pet insurance policy, it is important for pet owners to be honest and upfront about existing health problems their pet may be suffering from. Failing to do so may cause repercussions like claim denials and policy cancellations.

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Top 10 cat food deals to check out ahead of Black Friday 2022

Black Friday will be here soon, presenting pet parents an opportunity to stock up on food for their feline friends without spending a lot. There will be plenty of discounts from the top pet food brands, including Royal Canin and Purina. But if you cannot wait until then, check out these ten fantastic deals that are available right now. Take your time researching well and pick the healthiest options for your cat! Merrick Purrfect Bistro Grain-free Healthy Weight Recipe Dry Cat food This grain-free recipe ensures your pet gets the proper nourishment and maintains a healthy weight. Besides promoting weight control, it supports the muscles and improves digestive health. The product is already available at a discount of 7% on Chewy, but you can expect a better deal during the year-end sale. Wellness Healthy Indulgence Gravies Grain-free Variety Pack This variety pack makes mealtimes quick and easy. Created by nutritionists and veterinarians, the recipes are enriched with the finest ingredients to promote your cat’s well-being. Petco is offering a discount of 5%, but you can get it at an even lower price by opting for repeat delivery. Tiki Cat Queen Emma Luau Variety-pack Grain-free Canned Cat Food You can save 10% on this variety pack from Tiki Cat at Chewy. It contains unique recipes to boost your cat’s hydration and provide essential vitamins and minerals. The product is excellent for cats with allergies and comes in various flavors, ideal for even the pickiest of eaters. Solid Gold Katz-n-Flocken Lamb & Brown Rice Recipe This delicious dry cat food option from Solid Gold has pearled barley. Your pet will love its taste while benefiting from high-quality and nutritious whole grains. Get it for a discount of 7% at Chewy. Wysong Archetype Burgers Freeze-Dried Raw Dog & Cat Food If you are looking for healthy raw cat food in large quantities, a great option is Wysong Archetype Burgers. It uses high-quality meats and can be fed dry. Save 16% on the 20-oz canister at Chewy. Rachael Ray Nutrish Natural Salmon & Brown Rice Recipe Dry Cat Food If your cat is a fan of salmon, consider this option. It has real salmon as the main ingredient, combined with wholesome brown rice, vegetables, essential vitamins, and minerals. Originally priced at $13.49, you can get this cat food for $11.72 at Chewy. Halo Holistic Chicken & Chicken Liver Recipe Adult Dry Cat Food This adult dry cat kibble uses a holistic formula to support your pet cat’s digestion and nutrition needs. It has the taste of real chicken, thanks to the use of certified quality ingredients. Get this dry cat food from Chewy at $28.85 and save 15%. Whiskas CATMILK PLUS Drink for Cats and Kittens After a discount, Walmart sells three counts of this product for $7.53. This protein-rich milk is easy to digest and has essential nutrients for healthy teeth and bones. A lactose-reduced formula makes it suitable for pets with sensitive stomachs. Purina Beyond Mixers+ Immune Support Variety Pack Wet Cat Food Purina is among those cat food brands that use natural ingredients to provide complete and balanced nutrition. This variety pack offers extra support for your furry friend’s immune health and is available in two delicious recipes. Get a discount of 5% at Chewy. Royal Canin Feline Health Nutrition Dry Food for Young Kittens Originally priced at $41.99, you can get this dry food for young kittens for $34.99 at Petco. This easy-to-chew cat kibble from Royal Canin uses an innovative mix to support your kitten’s developing immune system. These are some of the best deals on cat foods ahead of Black Friday 2022. The offers will get better in the coming months, so plan wisely to save the maximum!

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6 foods that are toxic to pets

Pet parents wish the best for their pets. They strive to ensure their furry friends live a quality life by grooming them, buying them toys, and letting them move around the house freely. Some even feed their pets snacks from their own plate to keep them happy. However, one must note that not every human food is safe for animals. Here are six everyday foods that can be toxic to pets. Chocolates Chocolates are a popular treat in almost every household. Many love indulging in chocolate bars and other recipes containing chocolates, such as brownies and cookies. While these are safe for humans, they are highly unsuitable for dogs and cats. Chocolates contain a compound called theobromine, which is toxic to them. Consuming even small amounts of chocolate can lead to symptoms like vomiting, diarrhea, rapid heart rate, seizures, and, in severe cases, death in pets. Caffeine Like theobromine, caffeine is toxic to cats and dogs. It's commonly found in beverages like coffee, tea, and sodas. Ingesting caffeine can cause restlessness, rapid breathing, heart palpitations, seizures, and, in severe cases, death. Hence, one must keep caffeinated products away from pets. Avocados Although a superfood for humans, avocados are toxic to birds and cattle. A compound called persin makes the fruit harmful to these animals. While avocados are not as toxic to cats and dogs, they are still unsuitable for consumption because they can cause gastrointestinal issues. Grapes Grapes and raisins are highly unsafe for dogs, as their consumption can lead to kidney failure. Even small amounts, if consumed, can cause severe complications like vomiting and diarrhea. Onions Onions are highly toxic to cats and dogs. If consumed, they can damage red blood cells and lead to anemia, weakness, increased heart rate, and gastrointestinal issues like vomiting and diarrhea. Garlic and chives may have similar effects. Nuts While most nuts like almonds, pecans, and walnuts are unsuitable for pets, macadamia nuts pose a higher risk, especially to dogs. Nuts can cause gastrointestinal issues, such as vomiting and diarrhea. As responsible pet owners, one must stay informed about the foods that can harm pets and keep those out of their reach.

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Top 10 cat food deals to check out ahead of Black Friday 2022

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Black Friday will be here soon, presenting pet parents an opportunity to stock up on food for their feline friends without spending a lot. There will be plenty of discounts from the top pet food brands, including Royal Canin and Purina. But if you cannot wait until then, check out these ten fantastic deals that are available right now. Take your time researching well and pick the healthiest options for your cat! Merrick Purrfect Bistro Grain-free Healthy Weight Recipe Dry Cat food This grain-free recipe ensures your pet gets the proper nourishment and maintains a healthy weight. Besides promoting weight control, it supports the muscles and improves digestive health. The product is already available at a discount of 7% on Chewy, but you can expect a better deal during the year-end sale. Wellness Healthy Indulgence Gravies Grain-free Variety Pack This variety pack makes mealtimes quick and easy. Created by nutritionists and veterinarians, the recipes are enriched with the finest ingredients to promote your cat’s well-being. Petco is offering a discount of 5%, but you can get it at an even lower price by opting for repeat delivery. Tiki Cat Queen Emma Luau Variety-pack Grain-free Canned Cat Food You can save 10% on this variety pack from Tiki Cat at Chewy.
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