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6 top business credit card companies

6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier.

American Express Blue Business® Plus Card

This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable.

CitiBusiness® AAdvantage® Platinum Select ® MasterCard®

This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.

Delta SkyMiles® Gold Business American Express Card

This card provides miles for bookings not only on Delta Airlines but on other business spendings too. Delta Airlines bookings earn two miles for every dollar spent. Additionally, you earn two miles for domestic advertising, restaurants, and shipping. When you spend $10,000 with this card, you receive $100 Delta credit along with priority boarding and free checked bags on all flights. There is no introductory annual fee for the first 12 months; thereafter $99 is applicable.

JetBlue Business Card

If you use JetBlue flights for your travel, this card is an excellent option because you earn six points for every JetBlue purchase. Additionally, you earn two points for spending on office supplies and restaurants. All other purchases earn one point per dollar. Other perks include a free first checked-in bag for self and three companions. If you the buy JetBlue vacation package with this card, you receive USD 100 annual credit in your statement. The annual fee for the JetBlue Business Card is $99.

U.S. Bank Business Cash Rewards World Elite ™ MasterCard®

This card is specifically designed to meet the needs of small and medium-sized businesses. You earn 3% cashback for spending on office supplies, gas, and cellular services. All other purchases are eligible for 1% cashback without any cap. Additionally, you may earn a 25% annual cashback bonus to a maximum of $250 based on the cash rewards earned in the previous year. There is no annual charge on this card for the holder of the card or the business’s employees.

American Express Business Platinum Card®

Another excellent card offering from one of the best credit card companies, this card is one of the best travel reward cards for businesses. You earn 5X points for every dollar spent on flight and hotel bookings made via the Amextravel website. In addition to the rewards program, you receive excellent travel perks like an airline fee credit of up to $200 and access to the global lounge. Additionally, 35% of your points are returned in an Airline Bonus option, if you wish, when you redeem reward points to book flights via the website of Amextravel.

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A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive BrokersInvestment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan ChaseYou Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online. It does not only help you research investments but also aids you in managing and trading them with a plethora of online tools. There is also an option to manage portfolios and trade on your own; and you do not need an account balance to start using this platform. SoFi Active InvestingSoFi Active Investing gives you the opportunity to trade stocks of brands that you are particularly keen on. Apart from being a system that requires no fees or account minimums, it is also a community wherein you can interact with fellow investors through various events. You can also trust SoFi to come up with discounts and invites to these events. In addition, SoFi has plenty of online resources available for your perusal, thereby enabling you to further explore your investment interests. E*TradeWith plenty of investment options in stocks and ETFs, you can go for commission-free trading by E*Trade, which comes with a complete range of investments coupled with professionally handled accounts. It also has intuitive platforms offering you the best in mobile and online trading. E*Trade lets you make up to 30 stock and option trades per quarter, at no cost. The platform is quite user-friendly as well. Start by setting your goals, after which you can open your account, and then choose the investments that you wish to add to your portfolio. TD Ameritrade With no commission fee on online stock trading, TD Ameritrade can be considered when you are just beginning to invest without having to pay a fee. This provider offers an ace trading experience with a variety of ETFs listed on its portal. One of the topmost options available in the market, TD Ameritrade also provides you with access to important trading tools and resources. The aforementioned list of best investment advisors can help you as you navigate the different investment options that are available to you. Make an informed decision once you have analyzed all the offerings and weighed them against each other.

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Top automated investing services that make investment easy for all

Automated investing services or Robo advisors are becoming popular by the day, and financial experts around the world only expect to see a surge in their usage. This is because these intelligent services offer one crucial advantage that many investors benefit from: low-cost financial advice. With many top financial services companies jumping in the race to provide customers with the best automated investing services, there are plenty of great options available for every kind of investor.What is a Robo advisor and how much does it cost?A Robo advisor is a digital platform that provides algorithmic-driven money management services that require virtually no human supervision. It does this by collecting client data like financial situation, future goals, and other details through an online survey. This data is then used to automatically manage clients' assets and provide them with the most suitable financial advice. Robo advisors are immensely cheaper than human financial advisors. Most services only charge an annual management fee that is anywhere between 0.25% and 0.5% of the account balance. Depending on your need, you can even find good Robo advisors that offer services free of charge and low minimum balance value. Top Robo advisors in the marketThere are several low-cost Robo advisors that you can choose based on your needs and preferences. Here are some of the best automated investing services or Robo advisors available in the market today.BettermentBetterment is one of the oldest and the most popular players in the industry. It allows clients to invest in a range of funds chosen for you to improve returns. It offers automatic rebalancing, tax-loss harvesting, a personalized retirement plan, and can even sync your outside holdings like bank accounts and any other investments. At extra cost, you can up your investing game by talking to a certified financial advisor on the phone.Management fee: 0.25%Account minimum: $0https://www.betterment.com/investing/SoFI InvestA go-to choice for student loan refinancing, SoFi has now expanded its services into automated investing with its user-friendly investment management system. The company provides goal-based planning, automatic rebalancing, and diversifies your money to help reach your financial goals. Plus, you’ll receive member benefits like career services, discounts on SoFi products, and the opportunity to speak to a human advisor—everything at zero cost. Management fee: noneAccount minimum: $1https://www.sofi.com/invest/automated/WealthfrontWealthfront is one of the largest automated investing companies that offer both short and long-term financial goal planning. Its software builds a diversified portfolio of low-cost index funds to improve your returns and offers time-tested investment strategies that automatically look for profitable opportunities. Management fee: 0.25 percentAccount minimum: $500https://www.wealthfront.com/Charles Schwab Intelligent PortfoliosCharles Schwab is one of the most trusted financial services companies that launched its own Robo advisor that helps build, monitors, rebalances a diversified portfolio based on your goals, and provides 24/7 customer support from US-based service professionals. With Schwab, you are not charged any advisory fee or commission and can invest in a portfolio of low-cost exchange-traded funds (ETFs).Management fee: noneAccount minimum: $5,000https://intelligent.schwab.com/

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Hyperkalemia – 10 foods to avoid

Potassium plays a huge role in the health of our heart muscles and nerve cells. And high levels of this element in the blood cause hyperkalemia. If you consume meals high in potassium, your doctor may advise you to decrease portion sizes and concentrate on fruits and vegetables with a lower potassium content. Here is a list of foods rich in potassium that must be avoided if you have hyperkalemia. Yogurt and dairy products A serving of nonfat yogurt weighing eight ounces has roughly 625 mg of potassium, making it one of the dairy aisle’s highest sources of potassium. Even reduced fat milk contains 366 mg of potassium in a glass of cow’s whole milk. Ricotta and cottage cheese are also high in potassium. Goat cheese is a low potassium food, proving that not all cheeses are made equal. Likewise, About 131 milligrams of potassium may be found in a half cup of vanilla ice cream. Bananas When people consider foods high in potassium, bananas frequently come to mind. A banana normally contains 422 mg of potassium. Among all the fruit, bananas are athletes’ favorite as they provide energy. However, it could be highly dangerous for someone suffering from hyperkalemia.
02

10 incredible anticipated Black Friday jewelry deals

If you have been meaning to buy that beautiful solitaire ring or those stunning earrings, this Black Friday sale is the best time to do it. It is the time when you can restock your jewelry stash and even find some great gifts and keepsakes. We have sorted through hundreds of 2021 Black Friday deals and found the best ones so that you can keep an eye out for similar offers this year too. 10 expected Black Friday jewelry deals you cannot miss Pearl stud earrings One of the few things that have stood the test of time is pearl jewelry. It is classy, stunning to look at, and represents femininity and strength. Much more than just a trend, pearl necklaces are perfect for women of all ages. Macy’s cultured freshwater earrings are 7mm in 14k gold. These earrings could be available for almost $100 off in the Black Friday sale. Stacked rings One of the latest trends to hit the fashion circles, stacked rings are definitely gorgeous. They make you stand out from the crowd without making you look overdressed. KAY Jewellers might offer almost 70% on selected stacked rings in their range. It could also offer further discounts with an email sign-up.
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5 different ways to use tablet computers

Tablets are equipped with multiple features that make them suitable for use anywhere, whether at the office, classroom or home. The device is not limited to as an entertainment source. But these should be used in a productive and balanced way to get the maximum use out of them. Are you looking for some ways to use these tablet computers smartly? Read on to know the different and smart ways to utilize a tablet computer. Second monitor One of the best ways to use a tablet computers is to use them as a second monitor. Some users prefer to work on more than two monitors to enhance and optimize productivity and manage their workflow. If you are one of them, this intelligent way is suitable and could be best for you. You can extend your display by connecting it with your computer. It will also save you money as it would work as another screen without the need to buy a new monitor. The screen is also larger and more beneficial than the regular smartphones. Taking notes For better and enhanced productivity, you can use your tablet computer for taking notes. You can write quick notes, prepare tasks and organize your goals with the help of the device.
04

6 mistakes to avoid when buying a new computer

Buying a new computer can be incredibly expensive, given the significant investment it requires. Also, the amount of choice available in terms of prices and configuration can make the whole process of buying a new device very overwhelming. Shoppers often make mistakes when buying a new computer, especially those who are less tech-savvy. In this article, we’ve listed a few common mistakes you can avoid when buying a new computer. Purchasing a computer that does not meet your needs Before buying a computer, it is important to determine your needs, whether you want to use it for home, work, or gaming. There is no reason to buy a computer with tons of RAM if you are not going to use it for heavy workloads or gaming. Shoppers often spend more money on features that they do not need. Before buying, you must list all the features you need and purchase the best one that meets your needs. Not thinking about other costs If you buy a gaming computer, be aware of what is included in your purchase. Most computer software is accessible on a trial basis, and you would need to pay after the trial period ends. It is best to look for deals where software is included in the price to help save money.

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Top 10 cat food deals to check out ahead of Black Friday 2022

Top 10 cat food deals to check out ahead of Black Friday 2022

Black Friday will be here soon, presenting pet parents an opportunity to stock up on food for their feline friends without spending a lot. There will be plenty of discounts from the top pet food brands, including Royal Canin and Purina. But if you cannot wait until then, check out these ten fantastic deals that are available right now. Take your time researching well and pick the healthiest options for your cat! Merrick Purrfect Bistro Grain-free Healthy Weight Recipe Dry Cat food This grain-free recipe ensures your pet gets the proper nourishment and maintains a healthy weight. Besides promoting weight control, it supports the muscles and improves digestive health. The product is already available at a discount of 7% on Chewy, but you can expect a better deal during the year-end sale. Wellness Healthy Indulgence Gravies Grain-free Variety Pack This variety pack makes mealtimes quick and easy. Created by nutritionists and veterinarians, the recipes are enriched with the finest ingredients to promote your cat’s well-being. Petco is offering a discount of 5%, but you can get it at an even lower price by opting for repeat delivery. Tiki Cat Queen Emma Luau Variety-pack Grain-free Canned Cat Food You can save 10% on this variety pack from Tiki Cat at Chewy.
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20 Black Friday 2022 unmissable furniture deals

20 Black Friday 2022 unmissable furniture deals

If you’ve been waiting for Black Friday to make a big-ticket furniture purchase, now’s the time, especially if you’re searching for something, like a sofa or mattress. We’ve seen savings of up to 50% in recent years, so browsing the bargains may really help keep prices down, which is crucial, considering the cost of living. Also, remember to bookmark websites that offer information on the current Black Friday furniture bargains. Metal and wood platform bed frame On Amazon, the ZINUS Suzanne 37-inch Metal and Wood Platform Bed Frame could drop to $189 (was $220), a $31 savings. Bathroom vanity Last year, the Lark Manor Burchard 36′′ Single Bathroom Vanity Set was available for $549.99 (down from $724.99). Add this to your shopping list to save $175 at Wayfair. Floor lamp The AllModern Finton 60.25-Inch Tripod Floor Lamp might be available for $149, a 44% reduction. That’s a deal you don’t want to lose on. Queen-sized bed frame Last Black Friday, the Plank Beam PB312-002 Solid Wood Queen-Size Bed in White was on sale for $270.74 (down from $319). On Amazon, that is a 37% discount. Coffee table Cumka Coffee Table Teak Resin 23.6′′ is anticipated to retail at Walmart for $205.60, a 30% discount.
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